Microsoft Copilot is Microsoft's AI chat assistant, free with limits at copilot.microsoft.com. Higher usage comes with Microsoft 365 plans: Personal is $9.99 a month, Family $12.99 and Premium $19.99.
Microsoft Copilot is an AI assistant from Microsoft. The consumer site describes it as AI to help you get things done, with sections for creating, brainstorming, learning and solving problems, and areas named Discover, Imagine and Labs. A limited free version is available, and Microsoft says it is subject to available capacity and limits. When you reach a limit you can upgrade or return later.
Higher usage comes through Microsoft 365 subscriptions. The individuals pricing page lists Microsoft 365 Personal at $9.99 a month or $99.99 a year for one person, with 1 TB of storage and Copilot in desktop Office apps. Family is $12.99 a month or $129.99 a year for up to six people, but Copilot features are for the subscription owner only. Premium is $19.99 a month or $199.99 a year and adds more AI chat, image and audio usage and limited agentic features. Pro is $99.99 a month, monthly billing only, with the highest AI limits. Personal, Family and Premium include a one-month free trial, with eligibility depending on region.
AI usage is measured in credits, and a feature may be unavailable until credits reset. Microsoft also sells Copilot for work: its business page lists $23.50 per user per month billed yearly, adding grounding in company data and Copilot Studio at the enterprise level. This record covers the free app and the individual Microsoft 365 plans. The pages we read do not list supported platforms or compliance details.
Yes, with limits. Microsoft says the free version is subject to available capacity and limits and does not publish numbers.
Personal costs $9.99 per month and adds higher AI usage and Copilot in desktop Office apps. Premium at $19.99 adds more chat, image and audio usage.
On Family, Copilot features are for the subscription owner only and cannot be shared with family members.
Website: https://copilot.microsoft.com/
Company: Microsoft
Microsoft's AI chat assistant, free with limits; more usage comes bundled with Microsoft 365 from $9.99/month (Personal). Platform list and free limits are not published.
| Pricing model | Freemium |
|---|---|
| Free tier | Yes · Limited free version, subject to capacity and limits; numbers not published |
| Starting price | $9.99 / month |
| Data residency | Not verified |
| Compliance (as stated by vendor) | Not verified |
| Integrations | Word, Excel, PowerPoint, Outlook, Teams |
| Public API | Not verified |
| Self-hostable | Not verified |
| Official site | Online (redirects) (auto-checked 2026-10-12) |
| Can a general AI assistant replace it? | Copilot is itself a general AI assistant; its main edge is Copilot inside Microsoft 365 apps, which standalone chatbots lack. |
| Last verified | 2026-10-10 by editor |
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